Frequently Asked Questions

Negligence is a lack of ordinary care. It is a failure to use that degree of care that a reasonably prudent person would have used under the same circumstances. Negligence may arise from an act that a reasonably prudent person would not have done or, on the other hand, from failing to do an act that a reasonably prudent person would have done under the same circumstances.

The law places on every person a responsibility to operate their vehicle with care. This law applies to the operation of any type of motor vehicle. A person’s failure to operate a vehicle with reasonable care is called “negligence.” Negligence while operating a motor vehicle can mean breaking the law, such as speeding, or it can mean failing to take proper precautions, such as seeing a road sign or failing to yield when required. If the negligent motor vehicle operation causes an injury to another person, the owner and operator of that vehicle can be held liable for any damages caused by that negligence. Such damages include: medical expenses, pain, suffering, lost wages, loss income, and other damages arising from the accident.

Yes. The attorneys at the Law Offices of Sobo & Sobo L.L.P. have experience handling auto accident cases and have obtained large recoveries for automobile accident victims. Sometimes the facts of an auto accident case can be quickly secured by an experienced attorney and a prompt investigation.

There are three kinds of insurance available for protection and compensation for personal injuries that are caused by a motor vehicle accident:

1. Motor vehicle liability insurance
2. Uninsured/underinsured motorist protection
3. Personal injury protection

No, it protects the other vehicle involved in the accident. If you are at fault and cause injury to another person, your liability insurance will pay for the damages caused to another person. New York state law requires that you have motor vehicle liability insurance of a minimum amount of $25,000.

You should have uninsured and underinsured motorist protection. This is the insurance that protects you if you sustain injuries in a car accident that is caused by someone else’s fault, and the other driver either has no insurance or does not have enough insurance to compensate you for your injuries. New York state law requires that every driver have only $25,000 of motorist liability insurance. Many, if not most, drivers only have only $25,000 of liability insurance. If you suffer any type of serious injury, $25,000 of insurance will not be enough. Also, many people violate the law and have no insurance. The law permits you to waive this valuable uninsured and underinsured motorist protection. Our advice at Sobo & Sobo, is to be sure to pay the little extra for this insurance that will protect you and your family in the event of a car accident.